Terms of Service

1. Service Description

SmartETF Algo ("we," "our," "us") provides an educational technology service that delivers trading signals and educational content related to ETF investments. We do NOT provide investment advice, portfolio management, or handle client funds.

2. Educational Purpose

Our service is designed for educational purposes only. All content, signals, and recommendations are provided to help users learn about systematic ETF investing strategies.

• We provide educational content about market analysis
• We share trading signal technology for learning purposes
• We do NOT provide personalized investment advice
• We do NOT manage client portfolios

3. User Responsibilities

By using our service, you acknowledge and agree that:

• Investment Decisions: All investment decisions are entirely your responsibility
• Financial Consultation: You should consult qualified financial advisors before investing
• Risk Understanding: You understand that all investments carry market risks
• Account Control: You maintain complete control of your broker account
• Legal Compliance: You comply with all applicable laws and regulations

4. Service Limitations

Our service has specific limitations:

• We do NOT handle or manage client funds
• We do NOT guarantee investment returns
• We do NOT provide tax advice
• We are NOT a SEBI registered investment advisor
• We do NOT offer personalized portfolio recommendations

5. Payment and Subscription

Our subscription-based service includes:

• Service Fees: Clearly disclosed subscription fees
• Payment Processing: Secure payment processing through authorized providers
• Refund Policy: As detailed in our separate Refund Policy
• Automatic Renewal: Unless cancelled by the user

6. Technology and Signals

Our technology service provides:

• Educational Signals: Based on algorithmic analysis
• Market Data: Historical and real-time market information
• Learning Tools: Calculators and educational resources
• Performance Tracking: Educational portfolio tracking

7. Risk Warnings

We provide comprehensive risk warnings:

• Market Risk: All investments are subject to market volatility
• Loss Potential: You may lose some or all of your invested capital
• Past Performance: Historical data does not guarantee future results
• Technology Risk: Trading signals may be delayed or incorrect

8. Prohibited Uses

Users are prohibited from:

• Using our service for illegal activities
• Sharing account credentials with others
• Attempting to reverse engineer our algorithms
• Using our content for commercial redistribution
• Violating any applicable securities laws

9. Intellectual Property

All content, algorithms, and materials are our intellectual property. Users receive a limited license to use our service for personal educational purposes only.

10. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for investment losses
• We are not liable for trading decisions made by users
• Our liability is limited to the subscription fees paid
• We disclaim all warranties except those required by law

11. Data Privacy

We respect user privacy and handle personal data according to our Privacy Policy. We do not share personal information with third parties except as required by law.

12. Termination

Either party may terminate the service agreement:

• User Termination: Cancel subscription at any time
• Our Termination: For violation of terms or illegal use
• Effect: Termination ends access to our service

13. Governing Law

These terms are governed by the laws of India. Any disputes will be resolved through arbitration in accordance with Indian arbitration laws.

14. Changes to Terms

We may update these terms periodically. Users will be notified of material changes, and continued use constitutes acceptance of updated terms.

15. Contact Information

For questions about these terms:

• Email: smartetfalgo@gmail.com
• Phone: +91-7597583636
• Hours: 10 AM - 5 PM (Monday to Friday)

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